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Total Score

4.7

User Score

Rated 4.7 out of 5

The Good

Competitive Loan Rates

No Prepayment or Origination

No Credit Requirement

Competitive Loan Rates

Applicants with a fair credit profile and rating will be able to get a better price for their loan than what they're paying for their credit cards right. Through Credit Wise Lending's debt consolidation loan, borrowers will save money on interest and pay off their debt sooner by merging their debt into one fixed monthly payment.

No Prepayment or Origination

Credit Wise Lending does not charge its borrowers for prepayment or origination fees. Most lenders apply a 10% fee for this. Credit Wise also does not charge clients for initial consultation service and gives an 8% discount to members enrolled in autopay.

No Credit Requirement

Borrowers are welcome to apply for a loan with Credit Wise Lending even with no established credit profile just yet. You can also use your loan with them to improve your credit score by making on-time payments or enrolling in autopay. Credit Wise's payday loan option only requires borrowers to be at least eighteen years old and to have a stable income source to be eligible for a loan.

Contact Information

We'll Introduce You!

Call our recommended rep over at Credit Wise Lending below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

Credit-Wise-logo-300x200

Credit Wise Lending

Credit Wise Lending's personal loans are tailored to cater to a wide variety of credit ratings and income levels. The brand differentiates itself with features such as direct bank transfers for payouts, no origination and prepayment fees, and an online account dashboard for borrowers.

I have yet to receive my money, but my loan has already been approved.

Rated 4 out of 5
March 25, 2021

I felt safe applying for a loan with them because they were listed on BBB and Yelp. I have yet to receive my money, but my loan has already been approved.

Avatar for Anderson B
Anderson B

I finally discovered a legit site for personal loan options.

Rated 5 out of 5
March 25, 2021

I finally discovered a legit site for personal loan options. My credit score wasn’t that excellent but wasn’t awful either, and I was glad to see that I was matched with Credit wise lending. A brand that was also listed on Yelp and BBB.

Avatar for Carrie O
Carrie O

I applied for a personal loan with them today.

Rated 5 out of 5
March 18, 2021

I applied for a personal loan with them today. I compared a few options and ended up choosing CWL because they seemed legit and had many positive reviews on BBB.

Avatar for Susan J
Susan J

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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When looking for a debt consolidation company, real reviews and testimonials provide insight into their process and whether they were able to achieve results. Client feedback can help guide you in the right direction towards a company that meets your needs. 80% of customers use reviews before making a purchasing decision. Each one of the reviews on our site is real experiences by real customers. Every review is verified so you can rest assured that you are getting honest opinions.

Best Debt Consolidation Companies provides a more comprehensive review to help you make a more informed decision. Our process includes a cumulative rating on a ten-point score, the pros and cons of the service, and an overview of the company’s operations. In addition to our site, be sure to check other online reviews from Top Consumer Reviews, Customer Lobby, Shopper Approved, the American Fair Credit Council, and other review websites.