Total Score
User Score
Credit Wise Lending
The Good
Competitive Loan Rates
No Prepayment or Origination
No Credit Requirement
Competitive Loan Rates
Applicants with a fair credit profile and rating will be able to get a better price for their loan than what they're paying for their credit cards right. Through Credit Wise Lending's debt consolidation loan, borrowers will save money on interest and pay off their debt sooner by merging their debt into one fixed monthly payment.
No Prepayment or Origination
Credit Wise Lending does not charge its borrowers for prepayment or origination fees. Most lenders apply a 10% fee for this. Credit Wise also does not charge clients for initial consultation service and gives an 8% discount to members enrolled in autopay.
No Credit Requirement
Borrowers are welcome to apply for a loan with Credit Wise Lending even with no established credit profile just yet. You can also use your loan with them to improve your credit score by making on-time payments or enrolling in autopay. Credit Wise's payday loan option only requires borrowers to be at least eighteen years old and to have a stable income source to be eligible for a loan.
Contact Information
Website: creditwiselending.com
Email: Contact Form
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Call our recommended rep over at Credit Wise Lending below.
Credit Wise Lending
Credit Wise Lending's personal loans are tailored to cater to a wide variety of credit ratings and income levels. The brand differentiates itself with features such as direct bank transfers for payouts, no origination and prepayment fees, and an online account dashboard for borrowers.
I have yet to receive my money, but my loan has already been approved.
I felt safe applying for a loan with them because they were listed on BBB and Yelp. I have yet to receive my money, but my loan has already been approved.
I finally discovered a legit site for personal loan options.
I finally discovered a legit site for personal loan options. My credit score wasn’t that excellent but wasn’t awful either, and I was glad to see that I was matched with Credit wise lending. A brand that was also listed on Yelp and BBB.
I applied for a personal loan with them today.
I applied for a personal loan with them today. I compared a few options and ended up choosing CWL because they seemed legit and had many positive reviews on BBB.
PERSONALIZED RATES
and
IT'S SIMPLE, QUICK AND FREE
and
WON'T AFFECT YOUR CREDIT
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