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Total Score

4.7

User Score

Rated 4.7 out of 5

The Good

Seamless CA Options

No Origination Fees

High Approval Rates

Seamless CA Options

Lifewise Funding offers payday and personal loan options with lenient loan requirements. Borrowers only need to fill out an application form through their website. The brand also has a significantly higher loan limit than most, with a minimum loan requirement of $10,000 and a maximum of $100,000.

No Origination Fees

Unlike most lending brands, Lifewise Funding does not implement origination fees. This is a one-time fee added on to a principal loan or subtracted to the loan proceeds. An origination fee generally covers up 1-2% of your loan and is intended to cover the loan processing costs. Additionally, they also have fewer add-on fees with consultation and administrative fees waived.

High Approval Rates

Seeking financing from Lifewise Funding is easy, convenient, and straightforward with Lifewise Funding. All requests are conveniently made online, and approvals typically less than an hour. There are also lesser chances for an application to be rejected as the company is known for its high approval ratings with lenient loan requirements. As soon as an application is approved, it is deposited directly into the borrower's bank account.

The Verdict

Lifewise Funding is our top pick for small-business financing, cash advance loans, and debt consolidation options. The brand offers funding with feasible repayment options that don't hurt the pocket. Customer support and overall service are also recommendable; while they do not have in-person consultations, their financial advisers are well-adept in providing sensible financial advice.

Contact Information

We'll Introduce You!

Call our recommended rep over at Lifewise Funding below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

Lifewise-logo-300x200-transparent

Lifewise Funding

Lifewise Funding is our top pick for small-business financing, cash advance loans, and debt consolidation options. The brand offers funding with feasible repayment options that don't hurt the pocket.

Legitimate and no-hassle process.

Rated 5 out of 5
February 5, 2021

I’ve been doing business with them for years because of their legitimate and no-hassle process.

Avatar for Bethany W
Bethany W

This is my second time applying for a loan with Lifewise Funding, and they never disappoint.

Rated 5 out of 5
February 5, 2021

This is my second time applying for a loan with Lifewise Funding, and they never disappoint. The service is legit, and they also have high ratings on BBB and Trustpilot.

Avatar for Ben H
Ben H

The rep was responsive to my questions and helped me sign up for a debt consolidation program.

Rated 4 out of 5
February 3, 2021

The rep was responsive to my questions and helped me sign up for a debt consolidation program. Recommended them to my mom and my sister, too!

Avatar for Brooke F
Brooke F

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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