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Total Score

4.7

User Score

Rated 4.7 out of 5

The Good

$10,000 Minimum Loan Requirement

Fast and Convenient Payout

No Prepayment Penalties

$10,000 Minimum Loan Requirement

Ridgestone Funding has a higher loan limit compared to most online lenders. While most lenders only offer $5000 to $50,000, Ridgestone Funding provides a minimum limit of $10,000 and a maximum of $100,000. The high threshold allows borrowers to get considerable funding for larger projects or costs.

Fast and Convenient Payout

You can apply for a loan with Ridgestone Funding without worrying about making multiple visits for in-person consultations or gathering loads of paperwork to submit to them. The entire application process is done online, with consultations conducted over the phone by certified financial advisers. Funds are also directly deposited to your bank account upon approval.

No Prepayment Penalties

Ridgestone Funding generally does not impose add-on fees to borrowers and is pretty lenient in approving loan requests, particularly for personal loans and payday loans. You can expect not to be charged for origination, administrative costs, and prepayment penalties. Consultations services are also free of charge.

Contact Information

We'll Introduce You!

Call our recommended rep over at Ridgestone Funding below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Ridgestone Funding

Ridgestone Funding’s more comprehensive loan limit makes them a viable lending candidate for business owners and other borrowers who seek more extensive funding.

Their whole end-to-end process is convenient and effortless, and the payout is fast.

Rated 5 out of 5
February 4, 2021

I read about them on Yelp a while back, and I’ve been doing business with them since. Their whole end-to-end process is convenient and effortless, and the payout is fast.

Anne R

I was skeptical about them at first, but after reading so much positive feedback about them on BBB, I decided to apply for a loan.

Rated 5 out of 5
February 4, 2021

I was skeptical about them at first, but after reading so much positive feedback about them on BBB, I decided to apply for a loan. The process was smooth, and the money was sent to me in just a few hours. I might just have found my go-to funding company with them.

Roger O

There weren’t many hoop and hurdles with this one, unlike the other online lender I used to do business with.

Rated 4 out of 5
February 3, 2021

There weren’t many hoop and hurdles with this one, unlike the other online lender I used to do business with. Their website is easy to navigate, and my loan was approved in no time.

Polly W

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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